Around The Block #2

Affordability Meets Tokenization

The Fed’s Cut and the Housing Puzzle On September 17th, 2025, the U.S. Federal Reserve delivered its first interest rate cut of the year, a move meant to ease economic pressures. While lower borrowing costs may offer temporary relief, blockchain advocates argue the deeper fix lies in tokenized real estate—fractional ownership and on-chain financing that could unlock affordability without waiting on monetary policy.

Experimenting with On-Chain Models Also on September 17, Nibiru Chain launched the testnet for CodedEstate. The platform integrates tokenized real estate with crypto perpetual contracts, allowing users to test yield flows and property management tools with mock USDC or BANK tokens. By merging DeFi mechanics with property ownership, projects like this hint at structural alternatives to the interest-rate cycle.

Crypto at the Closing Table And on September 15, Linkhome rolled out a platform to buy U.S. homes directly with Bitcoin, Ethereum, or USDC. The service promises faster settlements and is planning nationwide reach—pushing crypto beyond investment portfolios and into day-to-day real estate transactions.

Why It Matters

Within three days, the narrative linked macro policy shifts, DeFi testbeds, and crypto-native home purchases. Together, they point to a broader theme: affordability and accessibility in real estate won’t be solved by central banks alone. Tokenization is moving from theory to applied models, creating parallel pathways for buyers, developers, and policymakers to explore.